Eurobits' Aggregation Services Platform currently offers financial information belonging to both individuals and companies, as well as invoices and loyalty cards information. Generally speaking, however, it can retrieve information located in any online source (web) and return it to the customer's application in a structured format.
Eurobits' Aggregation Services Platform offers an Application Program Interface (API) that allows its customers to process aggregation requests based on Web Services REST, in a simple way and with little development effort.
Since the list of aggregated webs is constantly expanding, please contact Eurobits directly.
The Platform is protected by the strictest security measures in order to guarantee absolute confidentiality of the retrieved data traveling through it.
A very important factor to consider is that the Platform does not store any end user data; neither web access credentials nor private data retrieved from the web (e.g.: balances and/or transactions in financial products).
Furthermore, encryption techniques are applied throughout the operational flow associated with any aggregation request processed by a customer.
Yes. There is no limitation whatsoever in this respect since the source of online data is the world wide web
None. Once it receives an aggregation request from a customer, the Platform runs the connector/robot specialized in the retrieval of the requested information from the web. The information thus retrieved is structured in a standard and unified format, in which it will be presented to the customer.
The data is not processed in any way.
The data is not stored.
Yes. Access to the private part of some websites (for example, certain online banking sites) requires that users enter, along with the usual access credentials (e.g.: username/password), a second factor of authentication (a PIN sent to a mobile phone, a random number generated by a physical device, etc.). This second factor of authentication is usually valid for a single access.
Eurobits' Aggregation Services Platform includes in its program interface (API) a special dialog that enables these types of authentication systems to be aggregated.
Nothing. The requested web data is retrieved from memory by the customer who has processed the aggregation request. The data is deleted from memory when not needed. It is not stored on disk, not shared with third parties nor used for any other purpose.
Eurobits' efactura System service is an electronic invoicing platform offered as a white label service. Promoter Company is the name given to each of the companies or institutions that offer the service under their own name, corporate identity or trade mark.
Yes. Invoices may be imported in any of the formats supported by the platform: UBL 1.0 / Facturae 3.1 / Facturae 3.2, proprietary format, etc.
An Attached Company is an institution, typically identified by a tax number, that is registered in one or more Promoter Company so as to be able to use the service in order to issue or receive invoices. A Promoter Company will normally offer its service to many Attached Companies: Promoter Company > Attached Company.
By selecting the option "Import Invoices" in the corresponding web module. During the import process the program will ask for the format in which the invoice should be imported and whether the invoice is signed or not.
A User is, as its name indicates, anybody using the platform or service. A User will most often be a person, although in some cases it could also be a program to access the service via an ERP Integration Web Service. The policy for the management of users is defined by the Promoter Company and can thus vary from one Promoter Company to another. An Attached Company can have one or many Users: Promoter Company > Attached Company > User
Yes, it is possible to attach additional information to every invoice (Pdf, jpg, word, excel, etc.). This information will not be subject to validations. The attached information cannot exceed 2 MB.
The platform has an API WS available which allows the automation of invoice issue and reception processes as well as status query and update.
A User of an Attached Company may access the service via any of the Promoter Companies in which it is registered. If you deem it necessary to be registered in a specific Promoter Company, contact the Company using the links provided under the question What are the existing Promoter Companies? An Attached Company may belong to multiple Promoter Companies: Promoter Company 1 > Attached Company A Promoter Company 2 > Attached Company A
It is necessary to include the information regarding Oficina Contable, Unidad Tramitadora, Órgano gestor y Órgano proponente in the section “Customer Data”.
In general, a User will be able to view all the invoices from its corresponding Attached Company, irrespective of the Promoter Company he is using to access the service. This means that a User A of the Attached Company B will view the same invoices whether he accessed via the Promoter Company C or the Promoter Company D, provided he is registered and has the necessary permits in both of them. This is so regardless of whether the bills were issued through one or the other Promoter Company or if they were originally received in one or the other Promoter Company. It is important to take into account that the management of users is defined by the Promoter Company, so that the User A mentioned above could have completely different access credentials in in one and other Promoter Companies, even though it is the same person or program who is accessing the service.
At the moment 20 personal banking and 15 business banking companies are being monitored. According to market research, these companies account for most of online banking users. Nevertheless, an agreement may be reached with the client to monitor any company that is necessary.
The results of the different measurements are shown in the application's site in real time.
There are additional daily reports based on the bank's previous day's information, and sectorial reports with different benchmarks to compare the bank with its competitors.
The eqanimus service monitors the most common transactions carried out by online banking users, such as:
Yes. Although the nature of the service is to monitor the area of online banking, eqanimus allows you to monitor all types of webs, defining the services to measure according to the criteria of the end user.
Yes. Always maintaining traditional monitoring so as not to condition the benchmark, eqanimus can similarly create a customized measurement, both in the content of its services and in the frequency of monitoring.
Yes. Send an email to the address email@example.com requesting a service demo. We will contact you as soon as possible, providing you with credentials to access our service.
Through a given set of programs based on users' experience and run on a continuous basis, every bank's service is monitored with a 24/7 frequency.